As per statista.com for 10 years leading up to 2019, food and drink sales in the U.S. restaurant industry steadily increased and reached over $773 billion in 2019! America prides itself on being a melting pot of all cultures. This has led to an incredible variety of cuisines, some of which have origins that are no longer clear. We may…read more →
It was the beginning of the pandemic and I decided to start writing bi-weekly briefings for clients, advisors, and influencers. Someone forwarded the briefings to Wave Editor Mark Healey and thankfully, he gave me the opportunity to write this column, which started on 5/1/2020. There are what I call ancillary (insurance term) benefits to writing the column. One is, I…read more →
I teach health insurance to clients, which is much different than selling products! Once my new client understands how the insurance company makes money, it’s amazing to see what I call “the Visine effect!” This occurs when the eye-glazing lifts and it “gets the red out,” so to speak, meaning they get it! Are you either unhappy with your agent…read more →
I am a big music fan, although admittedly, pop music is not my thing. That said, one would have to be living in seclusion not to notice what is going on with “Swifties,” aka Taylor Swift fans! Before we get into “SWIFTonomics,” I first noticed that Taylor Swift did something no other band or solo artist has ever done. She…read more →
In a recent report from US News and World Report, Baruch College was ranked first for value and social mobility! This is college application season for high school students and their families. For many students, paying for college involves student loans. In 2021, almost 64% of college graduates had taken on student loan debt. Americans owe $1.77 Trillion in student…read more →
When I started writing this week’s column, we (the USA) were in the 11th hour on the brink of another “Government Shutdown!” It turns out we have averted a shutdown by temporarily using a stripped-down band-aid bill to buy us another 4-5 weeks of time before Congress is back at the negotiating table in November. I intentionally worded the first…read more →
With cooler temperatures, smaller crowds, and more laid-back vibes, the fall provides a welcome respite from the hectic summer pace. And since the weather can be more variable and fewer people are venturing far from home, it also tends to be a great time to score deals on flights and lodging. As you’re sorting out how to maximize your PTO…read more →
Annuities which are primarily offered by insurance companies are the only financial product on the market specifically designed to convert a lump sum to a guaranteed income. As such, they are powerful tools for hedging against uncertainty and risk. But they also come with robust tax advantages as well. The Power of Tax Deferral Tax deferral…read more →
The Maui wildfires and numerous local lithium-ion battery fires have highlighted the importance of fire safety! Fires used to be rare occurrences that you would see on the news; however, because of warmer temperatures and the proliferation of e-bikes, fires now occur every day and the costs are life-changing! Here in New York City, fire sprinkler installation was optional for…read more →
On Thursday, August 31st, Disney pulled its programming from Charter’s Spectrum TV! This comes at a convenient time (for Disney) as Disney-owned ESPN networks (FX and WABC channel 7) are covering major live sporting events such as the U.S. Tennis Open and major college football. For sports fanatics, this is one of the best times of the year! The NFL…read more →
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