Your credit score is one of the most important measures of your financial health! I have found that few advisors have a handle on how to coach their clients to improve their credit scores. There are ripple effects to having good or poor credit. The better your score, the easier you will find it to be approved for new loans and or…read more →
By the time you read this, we will thankfully have waived “good riddance” to 2020! Wishing you and your family a Happy, Healthy, and Prosperous 2021! Covid-19 has created many behavioral shifts in the year 2020! Some behavioral shifts are temporary, and some could be here to stay. One of those shifts has been toward internet shopping for holidays, tangible gifts, and sometimes…read more →
Not only is credit a key factor in securing loans, potential employers may review an applicant’s credit and it’s also used to determine auto and homeowners insurance rates you pay. Don’t close old accounts: While this may seem counterintuitive, closing a card may negatively impact your credit. It reduces your credit-to-debt ratio and credit history which lower scores. Ask for…read more →
Did you know that making small changes on a credit report and how you use your available credit lines can make BIG differences in your scores? Here are 10 things every consumer should know about credit: 1. Paid Tax Liens can be Removed Paid (Released or satisfied) federal tax liens can be deleted from a credit report and all other…read more →
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