If your parents are getting older and have begun to develop medical problems, now may be a good time to accompany them on their doctor’s visits. The following tips can help you make the most out of those visits. 1. Look for signs: If they can’t remember what happened on their last visit or the reason for medications, it’s probably…read more →
Insurance brokers and agents are trusted with fitting their clients into suitable life, health, homeowners & business policies to name a few. There are numerous insurance providers and they are not all the same. It’s important that the broker you choose is well-versed in policy differences from company to company and informed of the latest news, trends, and products. He/she…read more →
You may want to think twice what you tell your doctor on your next visit. Medical records are now online. When you sign a HIPPA (health ins privacy) form to apply for life, disability and/or a long-term care policy the following information is available with a few mouse clicks: On-line medical records: Insurance companies can and will be able to…read more →
What if you could make some simple lifestyle changes that could result in major weight loss, lowering cholesterol and/or improving blood pressure readings all without medication or fad diets? Here’s how! Drink Plenty of Water: Generally, adults should be consuming about 2-3 liters/day minimum to stay at peak mental and physical performance. Water keeps you hydrated, curbs your appetite and…read more →
This Sunday, 1/31/16 is the scheduled deadline for the nationwide enrollment period for individuals and families. If you don’t act soon, you may be stuck with your current plan or uninsured until 2017! Here are the top 5 tips to consider: Beware of killer out of pocket costs: Affordable premiums are important. But no less important are the out-of-pocket costs…read more →
Many of the new rules will go into effect in 2016 and ignorance is starting to get expensive! Some important dates include: PROBLEM: Penalties are the greater of 2.5% of household income or $695/person! 11/1/2015: Open enrollment starts through the marketplace exchange for a 1/1/2016 start date. 12/15/2015: Last day to enroll for a 1/1/2016 start date. 1/15/2016: Last day…read more →
Effective Friday 9/25/15 the NYDFS (NY dept of financial services) has directed Health Republic to cease writing new health insurance policies and to commence an orderly wind-down after existing policies expire. They are only in their 2nd year of existence and are the first casualty of the new Obama care era. What does this mean for concerned policyholders? For individuals:…read more →
FREE Radio Broadcast Replay! Click here and listen to Robert Intelisano “The Insurance Doctor”. Listen as Rob shares insights on purchasing health insurance, why bigger is better and much more in his recent interview with KC Armstrong (former producer and cast member of Howard Stern Show) on WRNW1- All Women’s Empowerment Radio AM1100 in New York City.
The Special Enrollment Period (SEP) for health insurance ends this Thursday April 30th. Most folks will have to wait until 10/1/2015 to enroll for coverage which starts on 1/1/2016 at the earliest. That’s 8 months with no coverage! What is the ‘SEP” special enrollment period? It’s a time outside of the open enrollment period during which you and your family…read more →
Robert discusses the important difference between an insurance agent or broker and which will save you substantial money when shopping for your health insurance policy.
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