The Insurance Doctor
  • linkedin
  • Home
  • Services
  • Articles / News
  • About Us
    • Robert Intelisano
  • Testimonials
  • Contact

financial planning

You are here:Home » financial planning
12 Fixed Annuity Advantages

12 Fixed Annuity Advantages

The Federal Open Market Committee or FOMC is the Federal Reserve’s monetary policymaking body.  It is responsible for the formulation of a policy designed to promote stable prices and economic growth.  Simply put, the FOMC manages the nation’s money supply! The Federal Open Market Committee (FOMC) holds eight regularly scheduled meetings (usually every six weeks) during the year.  Last month,…read more →

6 Apr, 2022
  • annuities
  • Finances
  • financial planning
  • Insurance
  • Retirement
  • Uncategorized
6 Tips to find the RIGHT insurance broker

6 Tips to find the RIGHT insurance broker

One thing this pandemic has done is flush out poor advisors, as there is no hiding during Covid-19.  CPAs, Attorneys, Insurance Advisors, Stockbrokers and Financial Planners should be well-aware of the latest Covid-19 updates, income tax and estate tax rule changes to properly advise their clientele. I have been on many Zoom Panels, Seminars, Workshops, and Podcasts over the last…read more →

17 May, 2021
  • Consultation
  • financial planning
  • Insurance
  • Life insurance
  • Long Term Care
  • Uncategorized
Secret Codes 1031 and 1035 (exchange)

Secret Codes 1031 and 1035 (exchange)

Last week we talked about 4 ways to tap into the cash of your life insurance policy.  This week, we are taking it to the next level and will outline ways to exchange (or rollover) an existing annuity, life insurance or endowment policy for a better policy whilst deferring tax on the transaction. Since President Biden has proposed increasing capital…read more →

4 May, 2021
  • financial planning
  • taxes
  • Uncategorized
6 Tips to get your 2020 financial house in order

6 Tips to get your 2020 financial house in order

Now that we are in the first quarter of 2020 it’s easy to get off track from our goals.  Follow these 6 tips and with a little time and effort your 2020 finances will be more organized and less stressful. Organize your paperwork: It’s hard to feel in control when you can’t find anything.  Gather all papers, shred duplicates/old statements…read more →

8 Jan, 2020
  • budget
  • financial planning
  • holidays
  • Investments
  • new year's
5 Tips to Improve Your Credit Rating

5 Tips to Improve Your Credit Rating

Not only is credit a key factor in securing loans, potential employers may review an applicant’s credit and it’s also used to determine auto and homeowners insurance rates you pay. Don’t close old accounts: While this may seem counterintuitive, closing a card may negatively impact your credit. It reduces your credit-to-debt ratio and credit history which lower scores. Ask for…read more →

9 Oct, 2019
  • budget
  • credit
  • financial planning
  • Uncategorized
6 Tips for your Financial New Year’s Resolution

6 Tips for your Financial New Year’s Resolution

Six out of ten American’s will make some type of financial based new year’s resolution for 2019.  Usually, there’s a triggering event like receiving your December 2018 credit card bill or spousal pressure to name two.  Follow these tips: Consolidate Financial accounts: Close 1 or 2 existing financial accounts that you are not tracking or have insignificant monies in. This…read more →

8 Jan, 2019
  • budget
  • Finances
  • financial planning
  • goals
  • new year's
  • resolutions
6 Tips for Winning the $1.6 Billion Lottery

6 Tips for Winning the $1.6 Billion Lottery

Right now the Mega Millions lottery is up to $1.6 Billion!  Take a look at these tips to not let winning the lottery ruin your life. Take the annual installments: Why pay Uncle Sam up front? Hire a good estate lawyer: Wills and trusts will need to be drafted immediately. Stay anonymous as long as possible: There will be lines…read more →

23 Oct, 2018
  • financial planning
  • lottery
5 Tips How to Find a Good Insurance Broker

5 Tips How to Find a Good Insurance Broker

Insurance brokers and agents are trusted with fitting their clients into suitable life, health, homeowners & business policies to name a few. There are numerous insurance providers and they are not all the same.  It’s important that the broker you choose is well-versed in policy differences from company to company and informed of the latest news, trends, and products. He/she…read more →

2 Oct, 2018
  • Finances
  • financial planning
  • Health Insurance
  • Insurance
  • Investments
6 Facts Nobody Knows About The 2018 Trump Tax Reform

6 Facts Nobody Knows About The 2018 Trump Tax Reform

The Trump Tax bill has affected individuals and businesses both in the USA and abroad.  It’s still being dissected.  Check out these facts: Eliminates health ins tax penalty in 2019: The 12/22/2017 tax bill signed into law eliminates the tax penalty for individuals who fail to maintain (MEC) minimum essential coverages as of 1/1/2019. The Employer Mandate still applies: Applicable…read more →

25 Jan, 2018
  • Donald Trump
  • financial planning
  • taxes
5 reasons seniors should sell their life ins. policy in 2018

5 reasons seniors should sell their life ins. policy in 2018

Many seniors are creatures of habit and are holding onto their large life insurance policies with expensive premiums that they may no longer need or afford.  Based on the new Tax Law Reform, 2018 could be the best time to sell their policy. The Estate Tax has been increased: The tax exemption has been raised to $11,200,000 per person, $22,400,000…read more →

27 Dec, 2017
  • financial planning
  • Insurance
  • 1
  • 2

Recent Posts

  • Every Day is Christmas in Antarctica!
  • 5 Valentine’s Day Money-Saving Tips
  • Natural Disasters = Higher Premiums
  • The Dark Side of Chocolate
  • The TV Wars: Cable vs Streaming

Recent Comments

  • Vivianne and Jonathan on 10 Interesting Facts about the U.S. Tennis Open
  • Alojamiento web on 5 Mistakes to Avoid When Applying for Your Student’s Financial Aid
  • Jim Canavan on 4 Fun March Madness 2016 Questions

Archives

  • March 2023
  • February 2023
  • January 2023
  • December 2022
  • November 2022
  • October 2022
  • September 2022
  • August 2022
  • July 2022
  • June 2022
  • May 2022
  • April 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • October 2021
  • September 2021
  • August 2021
  • July 2021
  • June 2021
  • May 2021
  • April 2021
  • March 2021
  • February 2021
  • January 2021
  • December 2020
  • November 2020
  • October 2020
  • September 2020
  • August 2020
  • July 2020
  • June 2020
  • May 2020
  • April 2020
  • March 2020
  • February 2020
  • January 2020
  • December 2019
  • November 2019
  • October 2019
  • September 2019
  • August 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • December 2018
  • November 2018
  • October 2018
  • September 2018
  • July 2018
  • June 2018
  • May 2018
  • April 2018
  • March 2018
  • February 2018
  • January 2018
  • December 2017
  • November 2017
  • October 2017
  • September 2017
  • August 2017
  • July 2017
  • June 2017
  • May 2017
  • April 2017
  • March 2017
  • January 2017
  • December 2016
  • November 2016
  • September 2016
  • August 2016
  • July 2016
  • June 2016
  • April 2016
  • March 2016
  • February 2016
  • January 2016
  • November 2015
  • October 2015
  • September 2015
  • August 2015
  • July 2015
  • June 2015
  • May 2015
  • April 2015
  • March 2015
  • February 2015
  • January 2015
  • July 2014
  • March 2014
  • November 2013
  • June 2013
  • November 2011

Categories

  • 529 college savings plan
  • activities
  • Affordable Care Act
  • aging
  • annuities
  • Australia
  • Auto
  • Auto Insurance
  • baseball
  • basketball
  • Belmont Stakes
  • budget
  • California
  • career
  • casualty insurance
  • children
  • coffee
  • College Funding
  • College Planning
  • Consultation
  • coronavirus
  • COVID-19
  • credit
  • Disability Insurance
  • Donald Trump
  • economy
  • employers
  • FAFSA
  • family
  • family leave
  • Federal Student Aid
  • Film & Entertainment
  • Finances
  • Financial Aid
  • financial planning
  • fitness
  • food
  • football
  • goals
  • golf
  • government
  • hanukkah
  • health
  • Health Insurance
  • healthcare
  • holidays
  • Home
  • Homeowner's Insurance
  • hurricane
  • income tax refund
  • inflation
  • Insurance
  • Investments
  • Italy
  • leisure
  • Liability
  • Life
  • Life insurance
  • London
  • Long Term Care
  • lottery
  • marriage
  • natural disaster
  • new year's
  • New York
  • nutrition
  • Obama Care
  • olympics
  • Paycheck Protection Program
  • Planning
  • premium finance
  • privacy
  • professional
  • Queens
  • Radio
  • Real Estate
  • resolutions
  • Retirement
  • same sex couple
  • school shopping
  • self employment
  • shopping
  • small business
  • sports
  • taxes
  • tennis
  • travel
  • Uncategorized
  • UNICO
  • US Open
  • vacation
  • veterans
  • wages
  • wellness
  • WRNW

Meta

  • Log in
  • Entries feed
  • Comments feed
  • WordPress.org
back up
© Intelisano & Associates All Rights Reserved