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Gift Cards, Keep on Giving!

Gift Cards, Keep on Giving!

Here are 9 gift card money-saving tips that will save you money year-round.

17 Jan, 2024
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Dog Ownership = Better Mental Health!

Dog Ownership = Better Mental Health!

I went to a fun Rockaway New Year’s Eve house party, and at least 7 persons I was hoping to see stayed home because they had contracted COVID-19.  This got me thinking about how this column started. Originally, I had sent weekly COVID-19 briefing emails to clients, family, advisors, and loved ones in March and April of 2020.  At the…read more →

10 Jan, 2024
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The NCAA’s NIL has Changed the Game!

The NCAA’s NIL has Changed the Game!

On June 30th, 2021, the National Collegiate Athletic Association (NCAA) changed the rules and changed amateur sports forever as we know them, by ruling that college players can earn money by using their Name, Image, and Likeness (NIL) to earn money while remaining college! My understanding is that the premise behind this rule change allows colleges to earn money from…read more →

3 Jan, 2024
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Music is Fueling Economic Growth in these Cities

Music is Fueling Economic Growth in these Cities

I saw an ad on TV for a new upcoming series called “Cities of Success,” hosted by Carl Quintanilla.   My understanding is that they would profile a different city each week whose economy is doing well. Season One, Episode One aired on Wednesday, December 6th featuring one hour in Nashville, Tennessee aka “The Music City!”  I figured it would include…read more →

27 Dec, 2023
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Your Holiday Tipping Guide!

Your Holiday Tipping Guide!

It’s that time of year, it goes by so quickly!  Before getting into the numbers, I wanted to mention something now referred to as “Tipping Fatigue,” which could also be known as “Guilt Tipping!”  I feel like this type of “Fatigue” is real as I have already suffered from “Zoom Fatigue.”  It gets to a point where it’s ENOUGH Already! …read more →

20 Dec, 2023
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Holiday Dry Cleaning Money Saving Tips!

Holiday Dry Cleaning Money Saving Tips!

Where did all the time go?  There’s no question time flies as it’s December already.  I really notice how fast time flies every time I see my teenage nephews, who seem to be inches taller every few months or perhaps, I’m shrinking. What does December mean?  It’s Holiday time.  Hanukkah started on Thursday and by the time you read this,…read more →

11 Dec, 2023
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Black Friday Extended!

Black Friday Extended!

Unless you have been living under a rock the past month, you have probably heard more than you needed to hear about Black Friday!  Black Friday used to be the initial day of discounted holiday shopping the day after Thanksgiving.  Now, the lines are blurred as the big retailers; Walmart, Best Buy, Target, and Amazon have been offering discounts for…read more →

30 Nov, 2023
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The Tax Advantages of Life Insurance

The Tax Advantages of Life Insurance

Life insurance is the most flexible financial tool known to humankind!  Policyholders own life insurance for various reasons.  Some range from replacement of income to covering a mortgage to two partners insuring their business to paying off estate taxes. Often, the most important reason to own life insurance is the tax-free transfer of a large sum of money to beneficiaries…read more →

22 Nov, 2023
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Happy Thanksgiving! Six ‘international’ foods with American origins

Happy Thanksgiving! Six ‘international’ foods with American origins

As per statista.com for 10 years leading up to 2019, food and drink sales in the U.S. restaurant industry steadily increased and reached over $773 billion in 2019! America prides itself on being a melting pot of all cultures. This has led to an incredible variety of cuisines, some of which have origins that are no longer clear. We may…read more →

15 Nov, 2023
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Spilling the Beans on Food Labeling!

Spilling the Beans on Food Labeling!

It was the beginning of the pandemic and I decided to start writing bi-weekly briefings for clients, advisors, and influencers.  Someone forwarded the briefings to Wave Editor Mark Healey and thankfully, he gave me the opportunity to write this column, which started on 5/1/2020.  There are what I call ancillary (insurance term) benefits to writing the column.  One is, I…read more →

8 Nov, 2023
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