You do not need me to tell you these are crazy times! They will be talking about 2020 for many years to come. Although the last 6 COVID-19 pandemic-months have been long; in a way, blink your eyes and it is already the 4th quarter of 2020. What does this mean financially? There are MAJOR OPPORTUNITIES AVAILABLE for ALL…read more →
With the “Triple P” Paycheck Protection Program money mostly depleted, we are looking at major layoffs this fall. The airline industry is said to be laying off 32,000 workers. 2.4 million workers have been out of work for 27 weeks, with another 5 million approaching the same benchmark. With Covid-19 spikes here in the city and school closings by zip…read more →
“It is what it is!” I think this is a “New York” phrase; however, I have my California friends saying it, so who knows! After a unique summer to say the least, it is now the fall and time to get “Back to Business” and/or “Back to School.” During this COVID-19 era, medium to large gatherings are frowned upon; however,…read more →
Over the last several months, college admissions have been in the news because of the “cheating scandal” including some high-profile Hollywood actresses Lori Laughlin (Full House) and Felicity Huffman (Desperate Housewives). In 2019, they were accused of bribing college entrance-exam administrators to allow cheating on the exams and university athletic coaches to designate school applicants as athletic recruits, regardless of…read more →
When “The CARES Act” was enacted in late March. Everybody knew the $600/week unemployment benefit portion was expiring on July 31, 2020. If politics were like golf, originally (in July) the Senate was playing for the “COVID” 19th hole, whereas the House of Representatives was playing for the next round.
September is NATIONAL LIFE INSURANCE AWARENESS MONTH! Now is the best time to evaluate your existing life insurance policy and/or what type of life insurance is best for you and your family and/or business. Life insurance is the most flexible and leveraged product available to humankind! Let me cover some of the basics before getting into life insurance uses,…read more →
Are you or your parent(s) age 62 or older? There is an expression called “CASH IS KING!” During what I call “The COVID-19 era,” many employees and business owners have taken involuntary pay cuts. This income-reduction is stressful and makes it difficult to pay bills as well as saving for retirement. Unless you own a business, there are only so…read more →
In 1989, The FICO SCORE was released to the world by William R. Fair and Earl Isaac, who founded a computer software company. They developed and sold their first credit system back in 1958. FICO (short for the Fair-Isaac Co.) was the first credit-risk model that provided a universal and impartial tool for evaluating consumer risk. The FICO SCORE…read more →
It is Tuesday August 5thas I write this article, and in Rockaway Beach, a big storm (Isaias) is brewing, and the ocean is rough. As a surfer kid, we craved these “big wave” opportunities. Another 2020 storm has been brewing in the COVID-Era for the “Big 4” professional sports teams; Baseball, Basketball, Football and Hockey. The incoming “Financial Waves” have…read more →
Since we are in the middle of the summer and a pandemic, it is not feasible for most people to travel overseas. There has never been a better time to explore within the USA. I recommend considering Northern California: Mount Shasta: Beautiful mountain located between Redding and the Oregon border 3600 feet above sea level with hiking, museums, art galleries,…read more →
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