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Chocolate Prices Are Skyrocketing!

Chocolate Prices Are Skyrocketing!

I’m wishing a belated Happy Easter to ALL Financial Wave readers who celebrate!  Did you happen to notice the prices of those Easter bunnies, eggs, and baskets?  I consider myself a “Chocoholic!”  Indulging in a piece of chocolate has long been a source of comfort and delight for humans all around the world.  Recently, that pleasure has come with a…read more →

3 Apr, 2024
  • budget
  • economy
  • inflation
  • Uncategorized
7 Mother’s Day Tips to Save Money!

7 Mother’s Day Tips to Save Money!

Mother’s Day has snuck up on us and is this weekend.  If you think about it, none of us would be here without our Mothers!  Surprisingly, few people ask their Mothers what they actually want for Mother’s Day!  This would be a good question for “The Family Feud Show!”  A recent survey was done by www.mommypoppins.com asking Mothers what they…read more →

3 May, 2022
  • budget
  • holidays
  • Uncategorized
7 Money-Saving Tips at the Gas Pump!

7 Money-Saving Tips at the Gas Pump!

Due to a combination of events including Covid-19, the Suez Canal 2021 container ship backlog, and the current Russian invasion of Ukraine, there are gas supply-side issues that are driving up prices.  At one point, the U.S. was producing enough gas domestically to not have to import any gas from overseas. These are some reasons why we are in economic…read more →

16 Mar, 2022
  • budget
  • economy
  • inflation
Autumn Money Saving Tips

Autumn Money Saving Tips

Now that the fall is here, it is a good time to tighten up your budget before the holiday spending splurge!  Christmas and Hanukah shopping can get out of hand if you let it.  Heed these money-saving tips to avoid overspending: Consider Installing LED or CFL Lights Where Possible: New lighting technology has come a long way the past decade. …read more →

6 Oct, 2021
  • budget
Back to School $$$ Saving Tips

Back to School $$$ Saving Tips

Take a look at my top 8 money-saving tips when preparing for back to school.

30 Aug, 2021
  • budget
  • children
  • family
  • school shopping
Lucky-7 Tips 2 Save $$$ in 2021!

Lucky-7 Tips 2 Save $$$ in 2021!

By the time you read this, we will thankfully have waived “good riddance” to 2020! Wishing you and your family a Happy, Healthy, and Prosperous 2021! Covid-19 has created many behavioral shifts in the year 2020! Some behavioral shifts are temporary, and some could be here to stay. One of those shifts has been toward internet shopping for holidays, tangible gifts, and sometimes…read more →

4 Jan, 2021
  • budget
  • credit
  • Finances
  • shopping

5 Financial Moves to Make Now During COVID-19

You do not need me to tell you these are crazy times!  They will be talking about 2020 for many years to come.  Although the last 6 COVID-19 pandemic-months have been long; in a way, blink your eyes and it is already the 4th quarter of 2020.             What does this mean financially?  There are MAJOR OPPORTUNITIES AVAILABLE for ALL…read more →

17 Oct, 2020
  • budget
  • coronavirus
  • COVID-19
  • economy
  • Uncategorized
Thinking Clearly in the Middle of Chaos

Thinking Clearly in the Middle of Chaos

You don’t need me to tell you that this country is upside down right now.  There has never been a more important time to think clearly and adapt to the current situation.  With 40 million unemployed and another 10 million not seeking work, many are in a “financial” survival mode.  One in three Americans have yet to receive their unemployment…read more →

3 Jun, 2020
  • Auto Insurance
  • budget
  • coronavirus
  • Finances
  • Insurance
  • Life insurance
  • Uncategorized
5 Tips to get “Free Money” from the $2-Trillion Stimulus Package

5 Tips to get “Free Money” from the $2-Trillion Stimulus Package

On March 27th, President Trump signed the $2Trillion stimulus package for small business owners (sole proprietors or firms with fewer than 500 employees) to get two and a half months’ expenses in a lump-sum payout. The loan could possibly be forgiven depending on how you spend it.  I’ve never seen a loan program option as good as the PPP! The…read more →

1 Apr, 2020
  • budget
  • coronavirus
  • New York
  • Paycheck Protection Program
  • Uncategorized
5 Fun CV Time Iced Coffee Money Savers

5 Fun CV Time Iced Coffee Money Savers

My mother Sharon and I have been enjoying and experimenting with iced coffee for many years now.  During the CV pandemic, one must keep expenses under control while still enjoying life.  Be Safe! Buy in bulk: 10 years ago iced coffee was half price vs hot coffee.  Now it’s usually more expensive.  Now that folks are hunkered down, it’s time…read more →

25 Mar, 2020
  • budget
  • coffee
  • coronavirus
  • Uncategorized
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