We are certainly living in unique times of record-setting weather-related climate-change catastrophes. Currently, we are close to setting the record for the latest snowfall in New York City history! I saw an example of this firsthand back in January 2020 when I visited Australia. Before diving in Cairns, the guide showed us pictures of the Great Barrier Reef coral sea…read more →
We are in mid-January, still the time for New Year’s resolutions which are often health and fitness oriented. Common resolutions are going to the gym X times per week and/or eating better. My resolution is to drink more water, so I fill up 6 cups of water 24 ounces each in the morning and see how close I can get…read more →
Television has been around for a long time! Kids today get a chuckle when they see the bulky old-school TVs with 2 antennas known as “rabbit ears,” and black and white TV. Electronic television was first demonstrated by American Philo Farnsworth, known as “The Father of Television,” in San Francisco on September 7th, 1927. The 21-year-old inventor lived in a…read more →
Interest rates make the financial world go around! These are unique times as interest rates have doubled this calendar year. As a youngster, did you ever throw a rock into a lake to see how the ripples get wider and wider until you can no longer see them? This is what happens with interest rate changes as their ripple effects…read more →
During the Holiday Season, there are often mixed emotions. There is the joy of gathering with loved ones, some of whom you only see once or twice per year. There is also the anticipation of sharing stories, jokes, and gifts. It is a time of reflection when we look at what transpired this past year. Unfortunately, cyber-criminals also look forward…read more →
Black Friday is Here! Or is it? These days it seems like it is more of “Black Friday Month!” You see ads on TV, hear them on the radio, and get bombarded with a flood of Black Friday emails throughout November leading into the holidays. You might be asking yourself, where did “Black Friday” come from and why has it…read more →
Aside from having a “rich aunt or uncle,” so to speak, winning the Powerball jackpot is the fastest way to become a millionaire or even a billionaire! Powerball has been trending on social media and is one of the hottest topics of conversation in offices, homes, and social gatherings. Powerball is now played in 45 states, Washington DC, Puerto Rico,…read more →
There are two old sayings, the more things change, the more they remain the same and time is money! My translation for the first saying is “The ONLY thing that is constant is change!” We are in the middle of massive changes now as technology doubles every 5 years, cars drive themselves, automobiles are transitioning to electric vehicles, airports have…read more →
In 1989, The FICO SCORE was released to the world by William R. Fair and Earl Isaac, who founded a computer software company. They developed and sold their first credit system back in 1958. FICO (short for the Fair-Isaac Co.) was the first credit-risk model that provided a universal and impartial tool for evaluating consumer risk. The FICO SCORE is…read more →
The Social Security Act (SSA) was signed into law by then-President Theodore Roosevelt on August 14th, 1935. In addition to several provisions for the general welfare, the new Act created a social insurance program designed to pay retired workers aged 65 or older, a continuing income after retirement. As per www.ssa.gov, taxes were collected for the first time in January…read more →
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