Not only is credit a key factor in securing loans, potential employers may review an applicant’s credit and it’s also used to determine auto and homeowners insurance rates you pay. Don’t close old accounts: While this may seem counterintuitive, closing a card may negatively impact your credit. It reduces your credit-to-debt ratio and credit history which lower scores. Ask for…read more →
Six out of ten American’s will make some type of financial based new year’s resolution for 2019. Usually, there’s a triggering event like receiving your December 2018 credit card bill or spousal pressure to name two. Follow these tips: Consolidate Financial accounts: Close 1 or 2 existing financial accounts that you are not tracking or have insignificant monies in. This…read more →
The holiday party season is in gear right now up until the last week of December! For guys it’s time to consider adding pocket squares to your attire. People are judging you: Unfortunately for some and fortunately for others, people judge you on what you are wearing. Bag the stuffy tie: The pocket square with a suit gives a dressy…read more →
Since it’s Hanukkah time and my sister in law is Jewish, I decided it was time to deepen my knowledge of the holiday. The holiday with the most different spellings I have ever seen. Happy Hanukkah, here’s what I found out; 1 ) Spinning the dreidel was originally done by students illegally studying torah . When Greek soldiers would make…read more →
Last year people spent on average $1,000 per child for the holidays. Heed these tips to avoid out of control spending: JoinHoney.com: On your iPad, desktop or laptop click www.JoinHoney.com and add the extension. This extension (not for phones) automatically searches for the best price and attaches coupons, often cheaper than Amazon when you are checking out! Make a budget:…read more →
Yes, folks it’s that time again. Open enrollment time! Now you can enroll or switch group & individual plans, no questions asked. Is the system broken, of course! Follow these tips to save money on premiums and big claims. Call your important doctors now: Make a list of which company(s) AND networks they accept. Oxford has 3 NY networks Freedom,…read more →
Right now the Mega Millions lottery is up to $1.6 Billion! Take a look at these tips to not let winning the lottery ruin your life. Take the annual installments: Why pay Uncle Sam up front? Hire a good estate lawyer: Wills and trusts will need to be drafted immediately. Stay anonymous as long as possible: There will be lines…read more →
One of the best things about the fall aside from the foliage is football season which means tailgating. Over the years I’ve seen some crazy things at tailgates such as 6 cars going on fire at the Jet’s opening day game in 2016. Follow these tips to ensure a safe and fun tailgate. 1. Time it right: Try to arrive…read more →
Insurance brokers and agents are trusted with fitting their clients into suitable life, health, homeowners & business policies to name a few. There are numerous insurance providers and they are not all the same. It’s important that the broker you choose is well-versed in policy differences from company to company and informed of the latest news, trends, and products. He/she…read more →
Come join us at the Long Island Over 50 Fair on Sunday, September 30th from 10:00 a.m.-4:30 p.m. On Sunday at 10:30 a.m. Robert will be sharing “How to get ‘FREE’ Merit-based Endowment Money from the College of Your Choice”. A must-attend for those with college-bound students! For FREE tickets contact Robert directly here. | More about the fair |…read more →
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