The Trump Tax bill has affected individuals and businesses both in the USA and abroad. It’s still being dissected. Check out these facts: Eliminates health ins tax penalty in 2019: The 12/22/2017 tax bill signed into law eliminates the tax penalty for individuals who fail to maintain (MEC) minimum essential coverages as of 1/1/2019. The Employer Mandate still applies: Applicable…read more →
Hurricane Sandy did $19b of damage to the city in 2012! Many people (my family included) lost their coastal homes and were shorted 100’s of thousands of dollars from big-name insurance carriers that also raised rates. We were offered $16,000 for shingles on a demolished $2m+ beach house. With 520 miles of coastline, NY has more people living in high-risk…read more →
Many seniors are creatures of habit and are holding onto their large life insurance policies with expensive premiums that they may no longer need or afford. Based on the new Tax Law Reform, 2018 could be the best time to sell their policy. The Estate Tax has been increased: The tax exemption has been raised to $11,200,000 per person, $22,400,000…read more →
You may want to think twice what you tell your doctor on your next visit. Medical records are now online. When you sign a HIPPA (health ins privacy) form to apply for life, disability and/or a long-term care policy the following information is available with a few mouse clicks: On-line medical records: Insurance companies can and will be able to…read more →
Proctor and gamble did a study in 2008 and found the average woman spends over $1500/year in dry cleaning. Men who wear suits daily would spend more than half that amount. Can these bills be eliminated, probably not. Reduced, for sure! Take off your work clothes and hang them up immediately upon returning home from work. Let clothes “air out”…read more →
This article looks at places both in the USA and around the world where you can purchase a home and live in relative luxury on a poor man’s salary. 1. Argentina: Argentina has been a tourist mecca for generations and is a great producer of wine. A 1500 sq, foot home can be had for about $140,000. The cost of…read more →
The winter is a time when many folks (especially in cold weather states) hibernate and gain weight. Diet fads and quick weight loss schemes rarely work. Changing habits and lifestyle choices are a better way to approach the issue. Be realistic: Setting unrealistic goals that won’t be achieved is a good way to get depressed and gain weight. Set modest…read more →
There are so many fabulous places in the world to visit. Avoid the hype as these 5 tourists traps that are a waste of time! Stonehenge, Wiltshire, England: This mysterious site may date as far back as 3000 bc. More than 1.3 million visited in 2014. It takes hours to get there and you can longer go into the central…read more →
The 2017 major league baseball season opened on April 2nd with the Tampa Bay Rays hosting the New York Yankees. Some MLB teams cater to fans with discounted tickets and food while some play hardball with very high prices. The average price of 2 tickets (cheapest seats available) 2 small beers, 2 hot dogs and parking is about $78. Prices…read more →
New York is the 6th state to enact the PFL(paid family leave) act joining California, New Jersey, Washington, New Jersey and Rhode Island. We expect many other states to follow suit. To check your state’s rules go to www.NationalPartnership.org. Ignorance is expensive!! It’s effective on 1/1/18: Employees can have a baby today and give 30-day notice that they are taking…read more →
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