2026 State of Union Health Insurance!
Confused by 2026 health insurance changes? We break down how insurers really think—adverse selection, community vs. age rating, and why group coverage often beats individual plans. It also explains what happens if expanded ACA subsidies expire, who’s hit hardest (individuals, freelancers, small businesses), and how New York’s DFS rate actions will impact small-group premiums, with practical ideas for finding more affordable alternatives.
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