I saw an ad on TV for a new upcoming series called “Cities of Success,” hosted by Carl Quintanilla. My understanding is that they would profile a different city each week whose economy is doing well. Season One, Episode One aired on Wednesday, December 6th featuring one hour in Nashville, Tennessee aka “The Music City!” I figured it would include…read more →
It’s that time of year, it goes by so quickly! Before getting into the numbers, I wanted to mention something now referred to as “Tipping Fatigue,” which could also be known as “Guilt Tipping!” I feel like this type of “Fatigue” is real as I have already suffered from “Zoom Fatigue.” It gets to a point where it’s ENOUGH Already! …read more →
Where did all the time go? There’s no question time flies as it’s December already. I really notice how fast time flies every time I see my teenage nephews, who seem to be inches taller every few months or perhaps, I’m shrinking. What does December mean? It’s Holiday time. Hanukkah started on Thursday and by the time you read this,…read more →
Unless you have been living under a rock the past month, you have probably heard more than you needed to hear about Black Friday! Black Friday used to be the initial day of discounted holiday shopping the day after Thanksgiving. Now, the lines are blurred as the big retailers; Walmart, Best Buy, Target, and Amazon have been offering discounts for…read more →
Life insurance is the most flexible financial tool known to humankind! Policyholders own life insurance for various reasons. Some range from replacement of income to covering a mortgage to two partners insuring their business to paying off estate taxes. Often, the most important reason to own life insurance is the tax-free transfer of a large sum of money to beneficiaries…read more →
As per statista.com for 10 years leading up to 2019, food and drink sales in the U.S. restaurant industry steadily increased and reached over $773 billion in 2019! America prides itself on being a melting pot of all cultures. This has led to an incredible variety of cuisines, some of which have origins that are no longer clear. We may…read more →
It was the beginning of the pandemic and I decided to start writing bi-weekly briefings for clients, advisors, and influencers. Someone forwarded the briefings to Wave Editor Mark Healey and thankfully, he gave me the opportunity to write this column, which started on 5/1/2020. There are what I call ancillary (insurance term) benefits to writing the column. One is, I…read more →
I teach health insurance to clients, which is much different than selling products! Once my new client understands how the insurance company makes money, it’s amazing to see what I call “the Visine effect!” This occurs when the eye-glazing lifts and it “gets the red out,” so to speak, meaning they get it! Are you either unhappy with your agent…read more →
I am a big music fan, although admittedly, pop music is not my thing. That said, one would have to be living in seclusion not to notice what is going on with “Swifties,” aka Taylor Swift fans! Before we get into “SWIFTonomics,” I first noticed that Taylor Swift did something no other band or solo artist has ever done. She…read more →
In a recent report from US News and World Report, Baruch College was ranked first for value and social mobility! This is college application season for high school students and their families. For many students, paying for college involves student loans. In 2021, almost 64% of college graduates had taken on student loan debt. Americans owe $1.77 Trillion in student…read more →
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