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Yearly Archives: 2022

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Take the Quiz: Is Estate Planning ONLY for the Rich?

Take the Quiz: Is Estate Planning ONLY for the Rich?

The length and intensity of this pandemic have made many of us more introspective.  Covid-19 has put a spotlight on our mortality.  One of the few positives of this Covid Era is that people are now more comfortable talking about their life and death with others.  Many of those with dependents worry about what would happen if they were taken…read more →

7 Jun, 2022
  • Uncategorized
Travel Insurance?

Travel Insurance?

                             The summer travel season kicked off this past Memorial Day weekend!  Over 3 million Americans planned to travel by air, besting predictions by the Federal Aviation Administration! Many Americans are couped up and feeling the need to take a break and catch up on missed travel opportunities this summer.  Some are calling this the season of “Revenge Travel!”  International…read more →

1 Jun, 2022
  • travel
Measure Would Cap Insured Out-of-Pocket Cost of Insulin at $35

Measure Would Cap Insured Out-of-Pocket Cost of Insulin at $35

The U.S. House of Representatives has passed legislation that would cap the out-of-pocket cost of insulin at $35 a month for people with a group or private health insurance. While the measure still must pass a vote in the Senate, it has broad backing after the cost of insulin has skyrocketed in recent years. People who formerly paid less than…read more →

19 May, 2022
  • health
  • healthcare
7 Mother’s Day Tips to Save Money!

7 Mother’s Day Tips to Save Money!

Mother’s Day has snuck up on us and is this weekend.  If you think about it, none of us would be here without our Mothers!  Surprisingly, few people ask their Mothers what they actually want for Mother’s Day!  This would be a good question for “The Family Feud Show!”  A recent survey was done by www.mommypoppins.com asking Mothers what they…read more →

3 May, 2022
  • budget
  • holidays
  • Uncategorized
5 Tips for Filing a Life Insurance Claim

5 Tips for Filing a Life Insurance Claim

We are making history for the wrong reasons!   In 2020, because of the Covid-19 pandemic, American Life Expectancy declined by almost 2 years (1.87 years).  In 2021, it declined another 0.3 years.  To give you some perspective, as per the Washington Post, the largest total decline in U.S. life expectancy occurred in 1943 (2.9 years) when U.S. deaths peaked in…read more →

27 Apr, 2022
  • Uncategorized
Heart & Health are Number One!

Heart & Health are Number One!

Never has your diet been more important than during this current Covid-19 Era!  This is not the time to be going to the hospital for heart surgery.  As we now know, one of the most dangerous aspects of Covid-19 is its unpredictability as to which body organs it chooses to attack! The United States has one of the highest costs…read more →

21 Apr, 2022
  • Uncategorized
The Pros and Cons of Self Employment

The Pros and Cons of Self Employment

There is no doubt we are in unique times and uncharted territory!  To put this into context, over 47 million people voluntarily quit their jobs in 2021.  In total, 68.9 million either quit, were laid off, or were discharged.   According to the Bureau of Labor Statistics, in December 2021 alone, 4.3 million Americans quit their jobs, down slightly from the…read more →

13 Apr, 2022
  • self employment
  • Uncategorized
12 Fixed Annuity Advantages

12 Fixed Annuity Advantages

The Federal Open Market Committee or FOMC is the Federal Reserve’s monetary policymaking body.  It is responsible for the formulation of a policy designed to promote stable prices and economic growth.  Simply put, the FOMC manages the nation’s money supply! The Federal Open Market Committee (FOMC) holds eight regularly scheduled meetings (usually every six weeks) during the year.  Last month,…read more →

6 Apr, 2022
  • annuities
  • Finances
  • financial planning
  • Insurance
  • Retirement
  • Uncategorized
7 tips to battle Spring Allergies

7 tips to battle Spring Allergies

Spring arrived last Sunday, March 20th!  One of the best things about living in New York is the change of seasons.  With spring comes baseball, improving weather, and the fun outdoor season.  It is also the time for spring cleaning and unfortunately the onset of the high tree-pollen allergy season. Allergies, especially food, can be a serious issue.  Also, millions…read more →

29 Mar, 2022
  • health
  • wellness
7 Money-Saving Tips at the Gas Pump!

7 Money-Saving Tips at the Gas Pump!

Due to a combination of events including Covid-19, the Suez Canal 2021 container ship backlog, and the current Russian invasion of Ukraine, there are gas supply-side issues that are driving up prices.  At one point, the U.S. was producing enough gas domestically to not have to import any gas from overseas. These are some reasons why we are in economic…read more →

16 Mar, 2022
  • budget
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  • inflation
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