I went to the grocery store the other day and was taken aback by many of the prices. A 12-ounce bag of Dunkin Donuts for $13.99, are you kidding me? A box of gluten-free crackers for $6.99 and a bag of Stacy’s pita chips for $5.99? The government claims inflation has decreased; however, with our Cross Bay and Marine Park tolls going up and congestion pricing on the way, it seems like we have already “bitten the bullet!”
There is an old saying, “A penny saved is a penny earned.” I beg to differ on this point. If you are in the 20% tax bracket, a penny saved = 1.2 pennies earned, because you need to earn 1.2 cents to net 1 penny saved after taxes.
There are many savvy ways to reduce expenses and improve your well-being without sacrificing quality. Using baking soda (AKA sodium bicarbonate) is one of those ways. If you go into your “medicine cabinet,” most people will find brand names such as Crest, Efferdent, Axe, Dove, Tums, etc. Many of these products use baking soda or derivatives like sodium hydrogen carbonate, saleratus, or nahcolite, which are all forms of baking soda. The difference is these “well-marketed” name-brand products are adding toxic chemicals and preservatives that are making Americans sick and lighter in the wallet or purse!
Many families have that familiar small orange box of “Arm & Hammer” baking soda in their refrigerator to mitigate bad odors; however, there are so many other uses for this inexpensive miraculous white powder, that help keep your body healthy and clean. See my Top 10 baking soda usage list below and start the savings and feel better:
Costco sells a 13.5-pound reusable orange bag of Arm & Hammer for under $20. Give it a try! For more tips go to www.armandhammer.com.
I welcome your comments and if you want friends/family to be added to our monthly e-newsletter (3 articles/1x/month) email ‘Add Them” with their name and email to Rob@InsuranceDoctor.us.
Let the savings begin!!!