With Thanksgiving weekend upon us and Covid-19 out of control, tensions and stress are on the rise!
President-Elect Joe Biden (refer to my “Bidenomics” column from 2 weeks ago) pledges to raise corporate taxes while also spending more money on free tuition for 2 years of community college for all families who earn under $125,000. In addition, the possibility of another stimulus package looms. My clients ask me, where is the money going to come from? What do you think will happen? My answer in the short-term is, NOTHING! Plan as if nothing is going to happen because of “political bickering.”
There is an old saying, “a penny saved is a penny earned.” I beg to differ on this point. If you are in the 20% tax bracket, a penny saved = 1.2 pennies earned, because you need to earn 1.2 cents to net 1 penny saved after taxes.
There are many savvy ways to reduce expenses and improve your well-being without sacrificing quality. Using baking soda (AKA sodium bicarbonate) is one of those ways.
If you go into your “medicine cabinet,” most people will find brand names such as Crest, Efferdent, Axe, Dove, Tums etc. Many of these products use baking soda or derivatives like sodium hydrogen carbonate, saleratus or nahcolite, which are all forms of baking soda. The difference is these “well-marketed” name brand products are adding toxic chemicals and preservatives that are making Americans sick and lighter in the wallet or purse!
Many families have that familiar small orange box of “Arm & Hammer” baking soda in their refrigerator to mitigate bad odors; however, there are so many other uses for this inexpensive miraculous white powder, that help keep your body healthy and clean. See my Top 10 baking soda usage list below and start the savings and feel better:
Costco sells a 13.5-pound reusable orange bag of Arm & Hammer for under $20. Give it a try! For more tips go to www.armandhammer.com.
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Wishing you and your Family a Happy Thanksgiving weekend!
Be Positive, Test Negative, Keep the Faith!