Many folks have employer-sponsored retirement accounts like a 401k or 403b which is a good thing. In fact, 80% of large companies offer a qualified (pre-tax) plan some of whom will match your contributions. That being said it’s wise to set up at least one other supplemental plan for yourself because;
Because of these issues we recommend setting up at least 1 other after-tax plan such as a Roth IRA, life insurance cash value policy, and/or a non-qualified after-tax account like mutual funds or annuities.
Ask Robert about your 3 possible solutions for retirement accounts here or call him at (917)359-3985